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Legacy Lately | July 2022

“Live in the sunshine. Swim in the sea. Drink in the wild air.” — Ralph Waldo Emerson  

Legacy Lately

October 2022

“Autumn leaves don't fall, they fly. They take their time and wander on this their only chance to soar.” — Where The Crawdads Sing


A Note from Tim

Open Enrollment is upon us! During the months of October, November and December you are able to make changes to your 2023 health plan before locking it in for the next year.


 Medicare Open Enrollment Dates:

Oct. 15th - Dec. 7th


MnSure Open Enrollment Dates:

Nov. 1st - Dec. 15th (Effective 01/01/23)

Dec. 16th - Jan. 15th (Effective 02/01/23)

This is an important time to let our office know if you've had any big medical updates or prescription changes. Please reach out to us at or 952.922.5677 if you have!

Medicare Moment

For our clients currently enrolled in Medicare, or nearing 65, we recommend you attend a complimentary Medicare Seminar or the Legacy Open House. This is a great way to learn about premium changes, coverage updates and how to make the most of your member benefits. Thinking you may need a different plan in 2023? Tim The Medicare Man will be available to answer questions you may have and make recommendations for plan changes.

Upcoming Seminars

Have questions about Medicare? Attend one of our complimentary seminars to learn if you should enroll, what happens if you don't and what plan options are available to you.


Upcoming locations include Watertown, Chanhassen, Waconia, Glencoe and Hutchinson.

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Medicare Open House

Most of our Medicare clients attend our open house where you have an opportunity to speak with carrier representatives. They can answer questions you may have about changes in the upcoming year as well as discuss plan & premium changes.


Thursday October 6th | 10 AM - 1 PM

Island View Golf Club

7795 Laketown Parkway | Waconia, MN

Unable to attend a seminar or our Open House?

Reach out to or call us at 952.922.5677 to discuss medical updates, Rx changes or any other questions you may have.

Why do seagulls fly over the sea?

(Scroll to the Bottom for the Answer!)

The Latest at Legacy


Meet Sue: The Queen of Everything

After being a stay-at-home mom for 14 years, I joined Legacy in 2013. Having no experience at the time, I’ve enjoyed learning about this industry and helping Tim grow his business. Our connection to the community and no-nonsense approach to helping our clients is inspiring to me.


 I’ve been married to Mike for 31 years, we have 3 children, a great son-in-law and we all welcomed our first grandbaby in June.  He already is being spoiled by Gigi and Papa. I enjoy spending time with our kids including family dinners and events, AKA Super Family Fun Time.  We enjoy supporting all Minnesota teams, in good times and in the agony of defeat.  We’ll get them next time. I also enjoy gardening, cooking and reading.


6 cups peeled and sliced apples

½ cup white sugar

1 tablespoon all-purpose flour

1 teaspoon ground cinnamon

¼ teaspoon salt


¾ cup old-fashioned rolled oats

¾ cup all-purpose flour

¾ cup brown sugar

½ teaspoon baking soda

¼ teaspoon baking powder

½ cup butter, melted  


It's a bird, it's a plane, it's my... insurance agent?!

You may see some friendly faces on your drive to Hutchinson, Glencoe or Norwood this month. Keep an eye out for our new billboards featuring The Medicare Man!


Sue's Oatmeal Cookie Apple Crisp

This is a fall favorite at our house.  It really does taste like an oatmeal cookie!  Note: I double the topping as it’s the best part!

1. Preheat oven to 350 degrees F (175 degrees C).

2. Mix apples, white sugar, 1 tablespoon flour, cinnamon, and salt together in a bowl; spread into an 8-inch square baking dish.

3. Combine oats, 3/4 cup flour, brown sugar, baking soda, and baking powder together in a separate bowl; add butter and mix until crumbly. Crumble topping evenly over apple filling using your hands.

4. Bake in the preheated oven until topping is lightly browned, 30 to 40 minutes.

If they flew over the bay, they would be bagels.

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